Pre-approval doesn’t tie you to one lender, but it does secure your interest rate for 90 to 120 days, protecting you if rates rise while you continue your search. If rates drop during that time, you’ll still be eligible for the lower rate. Another advantage of pre-approval is that it reassures sellers that financing won’t be a hurdle when you decide to make an offer. This can be particularly advantageous in competitive markets where multiple bids may be submitted.
We only need a few documents from you such as:
With these basic documents, we can get a pre-approval started for you today!
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